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CRITICAL ILLNESS INSURANCE

Contracting a serious illness or disease can be devastating to your health and to your finances. Should you be unable to work due to failing health, you may find yourself unable to pay for basic needs or necessary medical care, adding worries about money to worries about your health. Critical illness is designed to alleviate your financial concerns should you find yourself facing life-threatening health problems. It's no cure-all, but if you fall prey to a bout of very ill health, at least you'll be able to focus your attention on getting well, rather than on making ends meet. 

Benefits of Critical Illness Insurance

 

With Critical Illness Insurance, you may receive an amount to pay for additional expenses associated with a critical illness such as:

  • Obtain home care or get someone to help with domestic chores or childcare

  • Make up for loss of salary in the event of long term disability or inability to contribute to a pension plan

  • Enjoy the best available treatments

  • Avoid to depend on help from your children or family

  • Have work done to adapt your home or purchase adaptative equipment

  • Keep your RRSP intact

  • Continue paying off your debts (mortgage, loan,

    credit card balance) 

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REGULATED BY MUTUAL FUND DEALERS

ASOCIATION OF CANADA

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Mutual Fund Disclosure:

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus and/or fund facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. 
Insurance Disclosure:

Subject to any applicable death and maturity guarantee, any part of the premium or other amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value according to fluctuations in the market value of the assets in the segregated fund. A nominee account is one in which an investment is held in trust for an individual by a corporation or entity other than the individual. A segregated fund policy held within a self-directed plan is one example of investing in a nominee account. A segregated fund held in a nominee account may not offer creditor protection. Please read your Information Folder carefully and seek professional advice before investing. Commissions, trailing commissions, management fees and expenses may be associated your insurance contract. 
*Insurance products and services provided through Carte Risk Management Inc., Carte Financial Services Inc., Custom Benefits Inc., Financial Horizons, and Great West Life. 
**Mutual funds provided through Carte Wealth Management Inc.

Copyright 2019 © Blue Harbour Financial Inc.

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