DISABILITY

A disability for you or a close family member, such as a child, will create new challenges for you and your family. Your lifestyle may be affected and you will want to ensure that challenges can be anticipated and dealt with as efficiently as possible. A Carte advisor will help you in dealing with any financial burden resulting from disability.

THESE ARE SOME OF THE QUESTIONS THAT WE SHOULD CONSIDER

  1. What are the government sources of financial support for those who are disabled?

  2. Will my individual or group insurance cover me or a disabled child?

  3. How should I go about selling assets to raise money?

  4. What sort of services do the provincial or municipal governments provide to the disabled?

  5. How will a disability affect my tax situation?

  6. How should I plan for the welfare of my disabled child after I am gone?

  7. How does a Registered Disability Savings Plan (“RDSP”) work?

  8. How does my financial plan change if I become disabled?