top of page

RETIRING

Transitioning into retirement will mean a change in your lifestyle and some of your life goals. A Carte advisor will be there side-by-side during this stage of your life.

THESE ARE SOME OF THE QUESTIONS THAT WE SHOULD CONSIDER

  1. How will my investment requirements change during retirement?

  2. What is the best way to structure my retirement income so I don’t lose age benefits and credits?

  3. How can my spouse and I minimize taxes in retirement?

  4. My spouse and I both have sources of income, which should we use first?

  5. Does my provincial health plan cover me when I spend time in the U.S.?

  6. Should I be updating my Will?

  7. Should I be passing on assets to my family now, or should I do it through my Will?

  8. Should I consider a Reverse Mortgage?

  9. How can I reduce my financial risks due to health problems?

  10. What do I need to consider if I travel outside the country?

CWMI.png
Unknown.jpg

REGULATED BY MUTUAL FUND DEALERS

ASOCIATION OF CANADA

​

www.mfda.ca

metis-nation-of-ontario.jpeg

Mutual Fund Disclosure:

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus and/or fund facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. 
Insurance Disclosure:

Subject to any applicable death and maturity guarantee, any part of the premium or other amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value according to fluctuations in the market value of the assets in the segregated fund. A nominee account is one in which an investment is held in trust for an individual by a corporation or entity other than the individual. A segregated fund policy held within a self-directed plan is one example of investing in a nominee account. A segregated fund held in a nominee account may not offer creditor protection. Please read your Information Folder carefully and seek professional advice before investing. Commissions, trailing commissions, management fees and expenses may be associated your insurance contract. 
*Insurance products and services provided through Carte Risk Management Inc., Carte Financial Services Inc., Custom Benefits Inc., Financial Horizons, and Great West Life. 
**Mutual funds provided through Carte Wealth Management Inc.

Copyright 2019 © Blue Harbour Financial Inc.

bottom of page